Business Owners Policy & Workers Comp

Business Owners Policy & Workers Compensation Insurance

Your business faces many risks that can create financial hardship – storm damage that closes your office, accidents that occur on your premises, or a security breach that exposes client information, and many more scenarios. We can help you, or your firm regardless of size, with affordable protection to address these kinds of risks. Coverage can be customized to address the needs of your business. Most home-based businesses are eligible.

Coverages include:

  • General liability, for injuries sustained on your premises or damage you cause to others, up to $1 million per claim*
  • Valuable papers and records, including cost to restore lost information; computer hardware and software; plus optional coverage available for cybercrime (i.e., data theft or destruction)
  • Building coverage for building owners, or office contents for renting tenants
  • Loss of business income resulting from a covered incident or accident
  • Workers compensation, including early intervention and return-to-work strategies**
  • Commercial auto coverage
  • Umbrella liability coverage

Call (800) 821-7303 ext. 1556 for more information.

*Not available in AK, FL, HI, LA, or RI.
**Not available in AK or HI.

ProDefender works with these and other admitted carriers rated A or better by A.M. Best:

CNA Insurance is rated A (Excellent) by A.M. Best Company. Travelers is rated A (Excellent) by A.M. Best Company.